Not having homeowner's insurance can be very expensive as well wthat the national average cost of Landlord insurance is approximately $1,516 per year, it's actually not a reason to go without coverage.
The good news is that in this blog post we've included links to all 50 state-specific articles so you can find out which states have the most affordable homeowner's insurance costs and rates.
How Much Does Homeowner's Insurance Cost Per Month?
He belongs to the nation The average cost of Landlord insurance is about $126 per month in the United States; However, keep in mind that your millage may vary. Rates are state-specific and company-specific as well, so it's best to do some research before finalizing a policy.
Which States Have the Most Affordable Homeowner's Insurance
The top five The most affordable states for home owner insurance is Oregon
“GO DUCKS” for $73.58/monthfollowed by Utah, Idaho, Nevada, and Wisconsin.
| STATE | Monthly Premium |
|---|---|
|
In Oregon |
$73.58 per month |
|
Utah |
$76.08 per month |
|
Idaho |
$80.41 per month |
|
Nevada |
$80.83 per month |
|
In Wisconsin |
$84.83 per month |
What Are the Most Expensive States for Homeowner's Insurance?
The top five The most expensive state for homeowner's insurance is Louisiana at $207/monthfollowed by Florida”GO GATORS“Texas, Oklahoma, and Rhode Island.
| STATE | Monthly Premium |
|---|---|
|
in Louisiana |
$207.00 per month |
|
In Florida |
$204.16 per month |
|
Texas |
$203.66 per month |
|
In Oklahoma |
$202.50 per month |
|
Rhode Island |
$169.83 per month |
Average Cost of Homeowner's Insurance Rates by State
|
STATE |
AVERAGE ANNUAL PREMIUM |
STATE |
AVERAGE ANNUAL PREMIUM |
|---|---|---|---|
|
Alabama |
$1,761 |
Montana |
$1,546 |
|
Alaska |
$1,230 |
Nebraska |
$1,961 |
|
In Arizona |
$1,054 |
Nevada |
$970 |
|
Arkansas |
$1,774 |
New Hampshire |
$1,230 |
|
California |
$1,341 |
New Jersey |
$1,511 |
|
In Colorado |
$2,020 |
In New Mexico |
$1,344 |
|
Connecticut |
$1,868 |
New York |
$1,651 |
|
Delaware |
$1,091 |
North Carolina |
$1,379 |
|
District of Columbia |
$1,580 |
North Dakota |
$1,616 |
|
In Florida |
$2,450 |
In Ohio |
$1,093 |
|
Georgia |
$1,641 |
In Oklahoma |
$2,430 |
|
In Hawaii |
$1,425 |
In Oregon |
$883 |
|
Idaho |
$965 |
in Pennsylvania |
$1,179 |
|
Illinois |
$1,379 |
Rhode Island |
$2,038 |
|
In Indiana |
$1,288 |
South Carolina |
$1,605 |
|
Iowa |
$1,234 |
South Dakota |
$1,600 |
|
Kansas |
$2,021 |
Tennessee |
$1,540 |
|
in Kentucky |
$1,440 |
Texas |
$2,444 |
|
in Louisiana |
$2,484 |
Utah |
$913 |
|
Maine |
$1,131 |
Vermont |
$1,169 |
|
Maryland |
$1,339 |
Virginia |
$1,283 |
|
Massachusetts |
$1,929 |
Washington |
$1,101 |
|
In Michigan |
$1,226 |
West Virginia |
$1,213 |
|
Minnesota |
$1,750 |
In Wisconsin |
$1,018 |
|
Mississippi |
$1,973 |
Wyoming |
$1,484 |
|
Missouri |
$1,729 |
|
|
Note: Average rates are based on a non-binding estimate provided by data from the National Association of Insurance Commissioners (NAIC), your rates may vary.
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