That's why Chapman's practice focuses as much on the behavior of retirees as it does on the technical aspects of retirement planning. He works to ensure that his clients don't miss out on the retirement life they promised themselves, by making retirement money as fun as they believed it would be.
His clients aren't just spending more—they're living more, giving more and doing more with the time they have left.
| Services | • Financial Planning • Investment Planning and Implementation • Planning and Implementation of Insurance |
| Special | • Financial Management • Retirement Income Planning • Pensions |
| Payment Model | • Fees paid by clients based on assets held by the advisor • Fees paid by clients for advice (not based on assets) |
| Written and spoken languages | • English |
What three services stand out for you?
“Consolidating tax-advantaged retirement savings, finding sources of income that people can live on, and training retirees to spend with confidence.”
Why did you become an editor?
“I worked in a restaurant throughout my time at university, and I loved it. When I graduated with a degree in finance and economics, financial planning felt like 'serving' in a challenging and impactful field for Canadians without being asked to pick mushrooms.”
What is your approach to financial planning?
“Most people want to use the money they have saved before they die, by eating it or giving it to people and causes that concern them. Unfortunately, the challenges we face with our money go beyond our fear of running out. I specialize in solving the burning questions that every retiree has and doesn't realize they should be asking.”
What is your proudest achievement as a financial planner?
“Certificates for obtaining health care and support for the bereaved. Working with retirees requires knowledge beyond the curriculum required to obtain a CFP (Certified Financial Planner). Doing more in retirement means knowing you have the support you need when life gets in the way.”
What client success story can you share?
“One couple gave each child $100,000. Unbeknownst to me, one of their children decided to stop having children—not because she didn't want any more but because she didn't think she could afford another one. Because of their children's new financial situation, they accept a gift that is more important than money—a little girl.”
What would you do if there was no money?
“I firmly believe that spending money with your values is better than investing with your values. ESG (environmental, social, and governance) investments have encouraged people to do the latter when the former provides intrinsic satisfaction and higher levels of impact for the causes we care about. If money was unlimited, I would plant more trees than I already am.”
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