USAA’s share of the California homeowners insurance market has declined in recent years, falling from 5.73% in 2019 to 5.4% in 2023. Despite this, the group’s written premiums increased significantly, reaching $741.7 million in 2023, compared to $523.1 million in 2019. , its combined direct rating worsened during the same period, rising from 96.46 in 2019 to 114.09 in 2023, according to AM Best data.
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